For health insurance that doesn't break the bank. We find an answer!
Contact Us
David Glasker- General Partner- #908-232-5600
Jack Glasker General Partner- #908-232-5605
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Fax #- 908-935-0598
Mission Statement
At Affordable Healthcare Solutions, our motive is simple but we work tirelessly to achieve it! We know how out-of-hand health insurance costs have become. That's why we're hell-bent on continually finding the most innovative methods and solutions around, tailor-made with your healthcare situation in-mind. With us, you'll be in the most optimal position to manage and control your health insurance expenses. For us, that's precisely why we're passionate about what we do!
For the Sake of Full-Transparency- How Does Affordable Healthcare Solutions Make Money?
When you buy a health insurance plan, you pay a monthly premium to keep the plan in-force. If for example, your monthly premium is $1,000, we get paid a small percentage of that $1,000, usually around 3%-5%. We like to stress this information to our clients but also realize that if you DON'T use our service, you'll still pay exactly $1,000/month.
Why? Because every insurance company underwrites for a servicing cost when they underwrite their premiums. That servicing cost is standardized within the $1,000 you pay. So if you get in-touch with the insurance company directly and buy the same insurance plan we offer you, the cost is the same!
However, unlike the insurance company, our fundamental purpose is to FIRST, do anything possible to contain your healthcare costs and SECOND, do so in ways that extend far beyond their efforts and capabilities.
Which Insurance Market Is Probably Best for Me?
Chart: For Employers with at least 5 full-time employees
Health Status vs Age |
Young Population (18-39 years old) |
Middle Population (40-55 years old) |
Older Population (55-65 years old) |
---|---|---|---|
Very Healthy |
|
|
|
Mod Healthy |
|
|
|
Not Healthy |
|
|
|
Chart: Applies to Employers with 5- Employees and Individuals (Self-Employed and Non-Employed Alike)
Health Status vs Income |
Low Income> $25,000- $35,000 per FTE (includes part-time employees) |
Middle Income- > $35,000- 400% FPL |
Higher Income- Non- Subsidy Eligible |
---|---|---|---|
Very Healthy |
|
|
|
Mod Healthy |
|
|
|
Not Healthy |
|
|
|